As one of the largest generations by population, the Baby Boomers are between 58 and 76 years old. This means more of them may require long-term care as the years go by. Regardless of how healthy and spry your loved one may be in their old age, it is always important to consider care options should anything unexpected occur.
Knowing the differences between family care, at-home care and nursing home care may help clarify what is best for you and your family.
Unpaid family caregiving
According to the American Association of Retired Persons, more than one in five adults provide unpaid caregiving for family—or about 53 million Americans. This allows you to provide care at home and on your terms. Though it does require unpaid time, which pressures finances.
In-home caregiving
You may hire someone from a long-term care provider to give aid to your loved one in whatever way they need. They come trained in a number of skills including first aid and possibly memory training for those with Alzheimer’s. Alternatively, if you qualify, you may apply to be a paid caregiver for your family member through one of these providers.
Nursing home care
Nursing homes offer you a solution when housing is an issue. If you vet their facilities properly, you can make sure they have everything to keep your loved one cared for.
Considering each of these is a matter of communication with your aging loved one and the rest of your family. When planning for long-term care needs, it is important to understand your options and lean on your resources when navigating through complex contracts and elder law plans.